When to Talk to a Mortgage Pro

Shopping for a mortgage loan? We will be glad to assist you! Give us a call today at 9722039033. Want to get started? Apply Here.

Even if you've not narrowed down homes to view yet, it can be valuable to visit with your mortgage loan professional first. Why? If you don't know yet how much house you want to qualify for, what could we help you with?

Pre-Qualify

When we pre-qualify you, we help you find out the amount in monthly mortgage payments you can afford, and the size of loan you can qualify for. We will do this by analyzing your income and debts, your employment and residence situations, the funds available for a down payment, required reserves, and other considerations. It's quick and to the point; We keep the paperwork to a minimum.

Once you qualify, will give you a Pre-Qualification Letter (your real estate agent may call it a "pre-qual"), which says that we are helping you to find the ideal mortgage loan program to meet your financial needs and that we are confident you'll qualify for a mortgage loan up to a certain amount.

Power in the Pre-Qual

With your pre-qualification letter, several advantages are yours once you locate the home you want to make an offer for. The first is that you will be sure the amount you can afford when calculating your offer. Even more important to the seller, your pre-qualification status gives them confidence - as if you'd come to their home with a big box of cash to back up the offer! They won't need to worry that they are wasting their time if you will not have the ability to qualify for a high enough mortgage loan. The seller won't be concerned that he can't count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not cause them concern. They have a virtual guarantee to trust your buying power.

We can help you pre-qualify

When we pre-qualify you, we help you figure out how much of a monthly payment you can fit in your budget, and how much we of a loan you will qualify for. We can do this by analyzing your debts and income, your employment and housing situations, your available funds for a down payment, required reserves, and other considerations. We require a minimum amount of paperwork, with a short, basic process.

Face to Face

It's important for you to sit down and talk with us, even though you are free to also use the helpful mortgage calculator tools on our website. That way, we'll be able to help you get your pre-qualification letter. For another thing, we could be able to find a different mortgage loan option that better fits your needs. Let us get you started: Contact us at 9722039033.

Have questions about pre-qualifying? Call us at 9722039033. Not Your Average Lender answers pre-qualifying questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
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By checking the box, you agree that Not Your Average Lender may call/text you about your inquiry, which may involve use of automated means and prerecorded/artificial voices.. Message/data rates may apply.

Not Your Average Lender

NMLS# 230028

310 East I30 Suite B107
Garland, TX 75043